- Essays··11 min read
Sunday Essay — Singapore's Rulebook for Agentic Finance
Singapore's Monetary Authority has published the first regulator-authored document to name, at runtime, the exact control gates between an autonomous agent's proposed action and a live ledger. SAFR's policy engine, runtime validator, and append-only audit ledger are not aspirational — they map onto what DBS and Grab Finance already run in production. For model risk officers from Jakarta to Frankfurt, this is the document to read before the vendor decks arrive.
agentic-aifinancial-regulationmodel-riskmas-singaporeRead - Essays··7 min read
Three Clocks Ticking on the Same AI Quarter
Three deadlines are converging on the same AI quarter — one set by treaty, one by physics, one by the next insurance renewal. Most boards are tracking the first, glancing at the second, and have never heard of the third.
eu-ai-actdata-centre-powerai-liability-insuranceai-governanceRead - Essays··7 min read
The Slop Debt Bill Is Due, and Nobody on the Org Chart Owns It
Slop debt is the space between what you pay for AI and what you do not get. The bill is in the inbox; the question is whether the org chart catches up before the auditor does.
slop-debtfinopsagentic-aiai-governanceRead - Essays··7 min read
Two Hundred Million to Study the Wave You're Making
A frontier lab has priced in the scenario where its product makes office work unnecessary — and is funding the academics who'll help governments respond. Adoption is wide; realisation is narrow. The gap is now numerical.
enterprise-aiproductivity-paradoxworkforceagentic-deploymentRead - Essays··8 min read
The bill nobody booked
The most expensive line item in your AI budget for the next two years is the one your finance team has not yet named. It is sitting in your environment already — half-built pilots, ghost fine-tunes, redundant copilots — capitalising itself into your monthly cloud invoice.
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