- Essays··8 min read
The Insurance That Does Not Yet Cover the Agent You Just Deployed
Commercial insurance is not lagging behind agentic AI—it is retreating from it. Standard Tech E&O policies now carry explicit AI exclusions, vendor contracts cap indemnity at 12 months fees, and SR 26-2 leaves agentic workflows outside traditional model risk management altogether. The gap is structural: institutions deploying agents in 2026 are accepting uninsured tail liability that existing products and contracts were never written to cover.
agentic-aiai-riskinsurancefinancial-servicesRead - Essays··8 min read
Two Regulators Blinked. The Agent Fleet Did Not.
Two regulators blinked on the AI question in a single five-month window. The largest banks did not stop deploying. The gap between those two facts is the most important live risk in financial services right now.
model-risk-managementagentic-aibank-supervisioneu-ai-actRead - Essays··7 min read
The Agentic AI Gap: SR 11-7 Is Dead, the EU AI Act Is Late, and Banks Are Shipping Agents Anyway
Three jurisdictions, zero frameworks designed for the agents already in production. The governance gap between SR 26-2's carve-out, the EU's sixteen-month delay, and the UK's 'further work' is where the first enforcement action will land.
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